About MyPremierCreditcard.com
Premier Bankcard is issued by First Premier Bank.


PREMIER Bankcard is the 10th largest issuer of VISA® and MasterCard credit cards in the country serving more than 3.5 million customers nationwide. They are, however a sub-prime lender and as such they appear to charge very high up-front fees. Their pitch is to allow people to establish credit. You can do that by applying for a secured creditcard.

A national market leader, PREMIER Bankcard focuses on individuals who have less than perfect credit but are actually still creditworthy. They offer a transitional tool to help customers nationwide develop better credit habits.


First PREMIER Bank and PREMIER Bankcard are headquartered in Sioux Falls, South Dakota and are sister organizations under the holding company of United National Corporation. They have more than 3,200 employees.


Since they cater to people with a low credit score they appear to charge very high fees.

One credit card offer viewed had this fee disclosure:


Account Number: xxxx xxxx xxxx xxxx

Expires: 0X/10

Credit Limit: $250.00

Initial Fees: $179.00

Available Credit: $71.00

First Payment: $25.00


It also appears that you might receive a card in the mail, but need to activate it online at MyPremierCreditcard.com. Once you do it would appear you have agreed to the fees in the offer.


Researching mypremiercreditcard.com on several consumer sites it lists a great deal of consumer dissatisfaction.



Buyers beware of First Premier Bank's Platinum credit cards. Sure, using the card correctly can help to restore bad credit by building a credit history, but there is a major problem with the way First Premier Bank handles payments, as some Platinum credit card users are finding out.




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